Timothy J. Inacio

Tim has over 20 years of combined experience practicing insurance defense and working for the federal judiciary.  He represents insurers in complex coverage matters involving professional liability, general liability, and D&O issues.  He counsels and advises insurers on a broad range of first-and third-party liability questions, including the duty to defend and bad faith exposure.

Tim began his legal career with a one-year federal clerkship in the Southern District of New York.  After the clerkship, he returned to his hometown of Pensacola, Florida, and joined the insurance defense firm of Schofield, Wade, Roane & Shoemaker, where he represented insurers and insureds in a wide variety of coverage disputes and litigation involving personal injury, property damage, CGL policies, and employment matters.  From 2006-2023, he served as the sole law clerk to U.S. District Judge C. Roger Vinson in the Northern District of Florida.  During his 17 years with Judge Vinson, Tim helped manage complex federal litigation and drafted thousands of judicial opinions and orders at both the trial and appellate level.  For the three years prior to joining LRD, he served as a Senior Compliance Officer in the Office of General Counsel at Navy Federal Credit Union.

Tim lives in Pensacola with his wife Mary and their two children.

• Florida Bar