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Employment Practices Liability

Strategic Counsel for Complex EPL Claims.

LRD represents insurers in claims brought under Employment Practices Liability (EPL) insurance policies, offering trusted guidance on coverage analysis, liability exposure, and resolution strategies. We understand the unique legal and practical dynamics of employment-related claims and counsel insurers accordingly—whether through negotiation, mediation, or litigation.

Our team’s in-depth experience with EPL matters includes both day-to-day claim resolution and high-stakes litigation. We bring a tailored, strategic approach to every case, helping our clients navigate evolving risks and policyholder industries with confidence.

We Assist Insurers with EPL Claims Involving:

Industry-Wide Coverage

Representing insurers that issue EPL policies to a broad range of insureds, including professionals, hospitality companies, manufacturers, media organizations, and construction firms. These matters frequently involve nuanced issues like late notice, prior knowledge, and related claims.

Professional Employer Organizations (PEOs)

Advising on EPL coverage for PEOs and their client companies, including questions around insured status, layered coverage, and allocation of responsibility.

Bankruptcy Contexts

Navigating EPL claims when insureds are in bankruptcy, addressing complex issues of coverage, timing, and claim treatment.

Representative Results

We’ve delivered results that have shaped precedent and reduced millions in potential exposure for our clients.

Represented an insurer for a PEO whose client faced a class action for systematic discrimination in the placement of temporary workers. Despite challenging documentary evidence, we worked closely with defense counsel to secure a reasonable settlement through a multi-day mediation and leveraged key coverage issues to apportion responsibility.

Advised an insurer on high-profile sexual harassment and discrimination claims involving a hotel management company in California. We conducted a complex related-claims analysis and achieved an uncontested determination that the claims predated our client’s policy period—eliminating exposure under the policy.